By creating an account or using Kardz, you agree to these Terms and our Privacy Policy. If you do not agree, do not use the service.
What Kardz is
Kardz aggregates publicly available bank-card offers and helps you find discounts for card products you select. Kardz is not a bank, payment processor, financial institution, card issuer, or financial adviser. We do not handle money or store card numbers, CVVs, PINs, or expiry dates.
Your account
You are responsible for keeping your sign-in credentials secure and for activity under your account. You may delete your account from the Profile screen at any time.
Offer accuracy
Banks, issuers, and merchants can change or withdraw offers without notice. Although we work to keep information current, we do not guarantee that an offer is accurate, available, or will be honored. Confirm important terms with the relevant bank or merchant before making a purchase.
Acceptable use
Do not misuse Kardz, interfere with its operation, attempt unauthorized access, impersonate another person, copy the service at scale, or use it unlawfully.
Third-party services and marks
Kardz relies on third-party services for authentication, analytics, and hosting. Bank, card-network, and merchant names belong to their respective owners and are shown only to identify relevant products and offers. Their appearance does not imply endorsement unless explicitly stated.
Service availability
Kardz is provided “as is” and “as available.” To the fullest extent allowed by law, we disclaim implied warranties and are not liable for indirect or consequential loss arising from unavailable services, inaccurate offer information, or a merchant declining a discount.
Changes and termination
We may update the service or these Terms and may suspend access for misuse. Material changes will be reflected by the updated date above. Your continued use after an update means you accept the revised Terms.
Governing law
These Terms are governed by the laws of the Islamic Republic of Pakistan, without limiting rights that applicable consumer law cannot exclude.